Midlothian, Richmond and Glen Allen real estate and homes for sale in Virginia - Dianne Long and Jay Long, REALTORS® Dianne Long and Jay Long REALTORS(r) for Midlothian, Richmond and Glen Allen, Virginia real estate - NUMBER1EXPERT™ Dianne Long and Jay Long NUMBER1EXPERT(tm) for Midlothian, Richmond and Glen Allen, Virginia real estate
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Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)



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Mortgage Prequalification: Midlothian, Richmond and Glen Allen Virginia home buying, real estate listings, and homes for sale in Chesterfield County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Midlothian, Richmond and Glen Allen real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Accepting An Offer >Low Offers

In every real estate market, there are buyers who make offers that are far below the current market value of the property. How should you react if your agent brings you one of these "low ball" offers? Here are some scenarios for the seller.

If your home is priced very close to its fair market value, you can simply reject the offer and be reasonably confident that a better one will appear. However, if you have priced your home higher than other comparable homes in the neighborhood, the offer may not be unreasonable.

Ask your real estate agent for advice about the buyer's overall strategy. Do they really want your house or will they move on to another property if you make a counter offer? Can they afford to pay a higher price? Are there ways to close the gap with a small owner take-back, or with terms that will increase your bottom line? Take a hard look at your asking price and explore all your options before saying "no", especially if you are selling in a buyer's market.

See All Tips In The "Accepting An Offer" Category >
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Real Estate Trivia
Q 
Where was the famous final airport scene in the 1942 classic "Casablanca" filmed?

A 
The scene where Humphrey Bogart says goodbye to Ingrid Bergman was actually shot on the east side of the Van Nuys Airport.
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Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
Dianne Long and Jay Long, REALTORS®, real estate agents and brokers for Midlothian, Richmond and Glen Allen Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Dianne Long and Jay Long
Napier Realtors ERA

14361 Sommerville Court
Midlothian, VA. 23113
804-794-4531
804-897-3041
Fax: 804-897-3060
Email: diannelong@NUMBER1EXPERT.com

Real estate is more than just a means for Dianne to make a living. “My greatest sense of accomplishment comes from helping others. To see homebuyers rejoice in finding that perfect home is something I take great pride in. I’m dedicated to making dreams a reality.”

Equal HousingMLSREALTOR


Napier REALTORS ERA real estate and homes for sale in Midlothian, Richmond and Glen Allen Virginia

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